Comparison lists circulate constantly, and they rarely separate two different needs: an account that works from day one, and an account a mortgage lender or a cautious landlord will accept later. What each type actually does — Dutch IBAN, iDEAL, branches, fees — matters more here than any ranking.
Depends what you actually need banking for. bunq gets you a genuine Dutch IBAN fast, works fine for iDEAL and Dutch direct debits, has an English-first app, and can be opened remotely, which covers the case where the constraint is time. Revolut and N26 are EU-wide neobanks with non-Dutch IBANs; those are still valid SEPA accounts and work for most purposes, but a handful of Dutch employers or landlords are particular about wanting a Dutch (NL) IBAN specifically, so it's worth checking before relying on one exclusively. ABN AMRO, ING, and Rabobank are the traditional big three — they're essentially your only route to a Dutch mortgage, they handle cash deposits and have physical branches, and they're the account type most Dutch counterparties recognize by default without a second thought. The trade-off is needing a BSN, often an in-person appointment, and higher monthly fees than the neobanks. Plenty of people end up running two: a neobank for quick day-to-day use, and one of the big three once they're settled and thinking about a mortgage or want in-person support. This is general information, not a recommendation on which account to open.